Downloads

We are dedicated to servicing ALL of your healthcare insurance needs!  Below is a comprehensive collection of valuable resources to assist you in your health and long term care insurance decisions. You will be able to download many of these resources for your instant use. We will update this list as new materials become available. Please check back frequently!  You should be able to view these Adobe Acrobat documents from your browser, but saving the document and offline viewing might get a little tricky. Please download the latest version of Adobe Reader X in order to do all of that jazz. ...
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Informational Reading and Guides

Shopper's Guide to Long-Term Care Insurance

The NAIC has written this guide to help you understand long-term care and the insurance options that can help you pay for long-term care services. The decision to buy long-term care insurance is very important and one you shouldn't make in a hurry.

2012 Tax Guide for Long-Term Care Insurance

A guide to understanding the rules governing LTC premium payments and LTC policy benefits. This is the 2012 edition of this publication. Released by The Prudential Insurance Company of America. Please contact us if the 2011 version of this publication is needed for any reason.

AHIP: Guide to Long-Term Care Insurance

This guide to long-term care insurances contains all the information a consumer needs to make an informed decision regarding their long term care.

AHIP: Helping You Take Care

America's Health Insurance Plans (AHIP) is a national association dedicated to advancing a vibrant, private-public health care system. They support empowering consumers with the information they need to make health care decisions, promoting health care quality in partnership with health care providers, and expanding access to affordable health care coverage to all Americans.

Health Care Resources

AHIP: Guide to HSA's

HSA's (Health Care Spending Accounts) - What you need to know about HSA's, HRAs, FSAs, and MSAs

Medicare Guide 2011

Choosing a Medigap Policy: A guide to health insurance for people with Medicare. This official government guide has information about the following: 1.) What is a Medigap (Medicare Supplement Insurance) policy 2.) What Medigap policies cover 3.) Your rights to buy a Medigap policy, 4.) How to buy a Medigap policy.  This guide can help if you're thinking about buying a Medigap policy or already have one.

Cost of Care Resources

Cost of Care Report

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Cost of Care Survey Executive Summary

This survey includes 437 regions that cover all Metropolitan Statistical Areas defined for the 2010 U.S. census.  Find out the emerging trends and findings in this Cost of Care Executive Summary.

Travel Insurance

Patriot Travel Medical Insurance

Traveling abroad can be an exciting experience. But what would happen if you or one of your family members became ill or injured while away from home? International travel can quickly turn frightening if you’re not prepared for a medical emergency.

Most travelers assume they will be covered by their standard medical plan. The truth is, while traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health – and that of your family - at risk.

You have enough to worry about when you’re traveling. Don’t let your medical coverage be an uncertainty. International Medical Group® (IMG®) has developed two Patriot Travel Medical Insurance® plans to provide you and your family Coverage Without Boundaries® so you can spend more time enjoying your international experience, and less time worrying about your medical security.

 

 

Q & A On Federal Tax Aspects of HSAs 2012

What is a Health Savings Account? What are the tax consequences of HSA
distributions following your death? What information must be filed with the
IRS? These are just three of the questions answered in this very imformative sheet. Forget what you know. This PDF is truly an unbiased resource for your benefit.

 

 

Medicare and You Handbook

This is the official U.S. government Medicare handbook with important information about the following:

  • What's new
  • Medicare costs and coverage
  • What Medicare covers
  • Health and prescription drug plans
  • Your Medicare rights
  • Signing up to get future handbooks electronically

Long Term Care Proposal Request Form for Clients

Complete this downloadable LTC Proposal Request Form and we will provide you a prompt response to your LTC quote request.

 

 

Where to Write for Vital Records

Publication providing information about individual vital records maintained in state or local vital statistics offices.

 

 

Timeline to Retirement

Convenient planning guide with important steps you can take as you plan for retirement.

 

 

Understanding your Social Security

A valuable resource for information about all of Social Security’s programs.

 

 

Financial Workbook

Touching the Future.  A guide to estate planning and charitable giving.

 

A push to get Minnesotans to save for old-age care

This is an unbiased article by the Star Tribune (the largest newspaper in Minnesota, according to wikipedia), addressing the importance of saving now for care in old age.

 

 


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