Options for Groups and Businesses

We are a trusted choice in reviewing and planning company benefits.  Most employer-sponsored benefit plans are part of a compensation package that can help you hire and retain employees that you rely upon to succeed. Some of the many companies available to compare Health and Long Term Care plans include:  Prudential, MedAmerica, Genworth,  Mutual of Omaha, MetLife, BlueCross BlueShield, HealthPartners, Medica, PreferredOne,  Assurant,  and many others.  Rates are subject to change. Although there are many choices to consider when looking for comprehensive and affordable small business health insurance quotes, we can assist you with comparing some popular major medical plans that many employers choose to offer. All business insurance quote requests are processed for coverage and rate information within a few days upon request.

Group Health Insurance Benefits

Group health insurance can be a very powerful incentive to attract quality employees. The payoff for employers is increased productivity and workplace morale, which tends to lead to increased business profits.

Help keep your employees by providing group health insurance benefits. Providing health care benefits to your employees is a strategic business decision and one that can help ensure your retention of quality employees. Even if the law in your state does not require that you offer health care benefits to your employees, in today's competitive climate, doing so will help attract new employees as well as helping you retain current employees. In addition to having an edge over the competition by offering group health insurance, you may even find that you qualify for certain tax benefits.

You may be self-employed with a small business, but as long as there are two or more employees within your organization, you are most likely eligible to apply for group insurance. Today, there are a number of options for employers who wish to offer health care benefits to their employees. As with individual plans, employers can offer HMO, PPO, or fee-for-service plans. The rates are based on demographics which include, age, gender, and other factors.

Group Long-term Care Insurance

As you know, in today’s business climate each individual employee is critical to your company’s overall success.  Therefore, attracting and retaining first-rate employees is the key to remaining competitive.  Life, health and disability insurance, and a 401(k) plan just aren’t enough anymore. Even in times of corporate belt-tightening around employee benefits, long term care insurance can be provided at little or no cost to you.

Even if there is no employer-funding, offering a long term care insurance program is still important because it:
  • Provides an opportunity to educate your employees on important issues related to long term care
  • Gives employees, and their extended family members, the opportunity to purchase at discounts off the standard rate
  • Enables employees to take advantage of simplified, streamlined medical underwriting
  • Gives employees an opportunity to purchase at younger ages, making the premium more affordable
  • Rounds out your employee benefit package
  • Enhances employee retention
  • Assists in key employee recruitment
  • We will work with you to create a plan that’s right for your company.
  • Flexible alternatives designed to meet your company’s specific needs
  • Very little administrative effort to offer a plan at no cost to you!

  • Customized education and enrollment to fit your company, focusing on educating your employees so that they can make an informed decision regarding this risk to their retirement security.